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Pick up any newspaper today and you'll see stories of people struggling with their mortgage lenders and bankers during a slew of recent economic crisis. My wife and I have been bickering for months, ever since I lost my job, and I really started to feel depressed about my situation. Then I managed to get hired on at a new place, the salary wasn't the best but the crew were all friendly enough and they all got together at lunchtime each day to trade stories about this or that.